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    <title>TheCommercial &amp; Business  Magazine &amp; : Small and Medium Enterprises (SME)</title>
    <link>https://commercial.mv/rss/category/Small-and-Medium-Enterprises-SME</link>
    <description>TheCommercial &amp; Business  Magazine &amp; : Small and Medium Enterprises (SME)</description>
    <dc:language>en</dc:language>
    <dc:creator></dc:creator>
    <dc:rights>Copyright 2026 The Commercial &amp; All Rights Reserved.</dc:rights>
    <item>
        <title>Maldives Food Carnival 2026 Opens in Hulhumalé with Four Days of Food, Entertainment and Family Fun</title>
        <link>https://commercial.mv/maldives-food-carnival-2026-opens-in-hulhumale-with-four-days-of-food-entertainment-and-family-fun</link>
        <guid>https://commercial.mv/maldives-food-carnival-2026-opens-in-hulhumale-with-four-days-of-food-entertainment-and-family-fun</guid>
        <description><![CDATA[ The Maldives Food Carnival 2026 has officially opened at Central Park, Hulhumalé, featuring four days of local and international cuisine, live entertainment, family activities and exclusive promotions from event partners including Dhiraagu and Maldives Islamic Bank. ]]></description>
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        <pubDate>Thu, 16 Jul 2026 15:17:03 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>Maldives Food Carnival 2026, Hulhumalé Food Carnival, Central Park Hulhumalé, Maldives food festival, Hulhumalé events, Maldivian cuisine, international cuisine Maldives, Dhiraagu Gamers&#039; Guild, DhiraaguPay cashback, Maldives Islamic Bank, MIB discounts, food vendors Maldives, family events Maldives, lifestyle events Maldives, community events Hulhumalé</media:keywords>
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    <item>
        <title>VilunVeshi Grant Program Launches to Boost Climate Resilience, Food Security, and Innovation Across the Maldives</title>
        <link>https://commercial.mv/vilunveshi-grant-program-launches-to-boost-climate-resilience-food-security-and-innovation-across-the-maldives</link>
        <guid>https://commercial.mv/vilunveshi-grant-program-launches-to-boost-climate-resilience-food-security-and-innovation-across-the-maldives</guid>
        <description><![CDATA[ The VilunVeshi Grant Program has launched to support climate resilience, food security, and innovation in the Maldives, implemented by MOCCEE, ADB, and SME Digital. The current phase offers Individual Micro Grants to 50 selected grantees from 150 applications, opening 23 July 2026 via www.smedigital.mv. ]]></description>
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        <pubDate>Tue, 23 Jun 2026 18:51:58 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>VilunVeshi Grant Program, MOCCEE climate resilience Maldives, ADB Maldives grant program, SME Digital VilunVeshi, Enhancing Climate Resilience and Food Security Project, ECRFS Maldives, Individual Micro Grants Maldives, Badhurudheen Hassan VilunVeshi, climate resilience grant Maldives, food security grant Maldives, SME Portal VilunVeshi, National Adaptation Plan Maldives, sustainable livelihoods Maldives, Maldives climate innovation, July 2026 grant applications</media:keywords>
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    <item>
        <title>Dhanduveri Nafaa Converts to Shari&amp;apos;ah&amp;Compliant Islamic Financing, Offering Maldives&amp;apos; Lowest Farmer Financing Rate at 6%</title>
        <link>https://commercial.mv/dhanduveri-nafaa-converts-to-shariah-compliant-islamic-financing-offering-maldives-lowest-farmer-financing-rate-at-6</link>
        <guid>https://commercial.mv/dhanduveri-nafaa-converts-to-shariah-compliant-islamic-financing-offering-maldives-lowest-farmer-financing-rate-at-6</guid>
        <description><![CDATA[ Dhanduveri Nafaa has been converted to a Shari&#039;ah-compliant Islamic financing facility, offering Maldivian farmers up to MVR 2,000,000 at just 6% per annum, the lowest farmer financing rate in the Maldives. Supporting modern agriculture and veterinary services, applications open 22 July 2026 via the SME Portal at www.smedigital.mv. ]]></description>
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        <pubDate>Mon, 22 Jun 2026 18:49:03 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>Dhanduveri Nafaa Islamic financing, SME Digital farmer financing, Shariah compliant agricultural financing, Dhanduveri Nafaa 6% rate, Ministry of Fisheries Agriculture financing, Badhurudheen Hassan Dhanduveri Nafaa, Maldives lowest farmer financing rate, agricultural financing Maldives 2026, urban agriculture financing Maldives, livestock farming financing, agro-processing financing Maldives, veterinary services financing, SME Portal Dhanduveri Nafaa, MVR 2 million farmer loan, Islamic financia</media:keywords>
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    <item>
        <title>Second Round of &amp;quot;Dhanduveri Manfaa&amp;quot; Agribusiness Matching Grant Opens for Northern Atoll Farmers, Offering Up to MVR 150,000</title>
        <link>https://commercial.mv/second-round-of-dhanduveri-manfaa-agribusiness-matching-grant-opens-for-northern-atoll-farmers-offering-up-to-mvr-150000</link>
        <guid>https://commercial.mv/second-round-of-dhanduveri-manfaa-agribusiness-matching-grant-opens-for-northern-atoll-farmers-offering-up-to-mvr-150000</guid>
        <description><![CDATA[ The second round of the Dhanduveri Manfaa Agribusiness Matching Grant Program opens for farmers in Haa Alif, Haa Dhaalu, and Shaviyani Atolls, offering grants up to MVR 150,000 for climate-smart agriculture. Applications open via the SME Portal from 22 July 2026, alongside the reopening of Dhanduveri Nafaa Islamic Financing offering up to MVR 2 million. ]]></description>
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        <pubDate>Mon, 22 Jun 2026 18:37:13 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>Dhanduveri Manfaa Agribusiness Grant, Maldives Agribusiness Program MAP, SME Digital agribusiness grant, Dhanduveri Nafaa financing, Ministry of Fisheries Agriculture Maldives, IFAD Maldives agribusiness, Haa Alif Haa Dhaalu Shaviyani agribusiness, climate smart agriculture Maldives, greenhouse farming grant Maldives, Badhurudheen Hassan agribusiness, SME Portal agribusiness grant, Islamic Financing farmers Maldives, MVR 150000 agribusiness grant, MVR 2 million farmer financing, Maldives farming</media:keywords>
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    <item>
        <title>SME Digital and Partners Reach Over 200 Entrepreneurs Through Two&amp;Day Engagement Program in Fuvahmulah City</title>
        <link>https://commercial.mv/sme-digital-and-partners-reach-over-200-entrepreneurs-through-two-day-engagement-program-in-fuvahmulah-city</link>
        <guid>https://commercial.mv/sme-digital-and-partners-reach-over-200-entrepreneurs-through-two-day-engagement-program-in-fuvahmulah-city</guid>
        <description><![CDATA[ SME Digital and partners including Bank of Maldives and Fuvahmulah City Council concluded a two-day SME engagement program reaching over 200 entrepreneurs, promoting Islamic Micro Financing under MISFI. The team is now conducting follow-up engagement activities in Addu City from 13 to 18 June 2026. ]]></description>
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        <pubDate>Thu, 11 Jun 2026 18:40:18 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>SME Digital Fuvahmulah engagement, SME Digital 200 entrepreneurs, Islamic Micro Financing MISFI Fuvahmulah, Bank of Maldives SME Fuvahmulah, Business Center Corporation Fuvahmulah, Fuvahmulah City Council SME Digital, Women&#039;s Development Committee Fuvahmulah, SME Digital Addu City visit, SME Digital financial literacy, SME Digital one-to-one consultations, Maldives SME engagement June 2026, SME Digital stakeholder meetings, financial inclusion Maldives, SME Digital underserved entrepreneurs, Mal</media:keywords>
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    <item>
        <title>SME Digital Introduces Automated Repayment Integration With Bank of Maldives for Seamless Facility Repayments</title>
        <link>https://commercial.mv/sme-digital-introduces-automated-repayment-integration-with-bank-of-maldives-for-seamless-facility-repayments</link>
        <guid>https://commercial.mv/sme-digital-introduces-automated-repayment-integration-with-bank-of-maldives-for-seamless-facility-repayments</guid>
        <description><![CDATA[ SME Digital has introduced automated repayment integration with Bank of Maldives, enabling facility repayments to be automatically deducted from customers&#039; BML accounts. The phased rollout starts with customers who converted conventional loans to Islamic financing, simplifying repayments and supporting a stronger credit history for SME Digital customers. ]]></description>
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        <pubDate>Thu, 04 Jun 2026 18:43:33 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>SME Digital automated repayment, SME Digital Bank of Maldives integration, SME Digital BML repayment, Badhurudheen Hassan SME Digital, SME Digital digital solutions, automated facility repayment Maldives, SME Digital customer experience, SME Digital Islamic financing refinancing, BML automated deduction, SME Digital credit history, SME Digital repayment integration 2026, Bank of Maldives subsidiary SME, SME Digital convenience, Maldives SME digital innovation, SME Digital phased rollout</media:keywords>
    </item>
    <item>
        <title>Department of National Registration and SME Digital Sign MOU to Enable Faster KYC Verification Through Secure API Integration</title>
        <link>https://commercial.mv/department-of-national-registration-and-sme-digital-sign-mou-to-enable-faster-kyc-verification-through-secure-api-integration</link>
        <guid>https://commercial.mv/department-of-national-registration-and-sme-digital-sign-mou-to-enable-faster-kyc-verification-through-secure-api-integration</guid>
        <description><![CDATA[ The Department of National Registration and SME Digital have signed an MOU to enable KYC verification through secure API integration, improving the speed and efficiency of SME Digital&#039;s customer services. The agreement was signed by Deputy Minister Ahmed Ali and SME Digital CEO Badhurudheen Hassan. ]]></description>
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        <pubDate>Tue, 12 May 2026 18:28:27 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>Department of National Registration SME Digital MOU, SME Digital KYC verification, SME Digital API integration, Badhurudheen Hassan SME Digital MOU, Ahmed Ali Deputy Minister, Maldives national registration SME Digital, SME Digital faster services, secure API integration Maldives, KYC verification Maldives, SME Digital digital integration, Department of National Registration Maldives, SME Digital customer verification, Maldives SME Digital partnership, SME Digital 2026 MOU, Maldives digital infr</media:keywords>
    </item>
    <item>
        <title>SME Digital Wraps Up Three&amp;Day Fuvahmulah Visit, Engaging Over 100 Entrepreneurs and Local Authorities</title>
        <link>https://commercial.mv/sme-digital-wraps-up-three-day-fuvahmulah-visit-engaging-over-100-entrepreneurs-and-local-authorities</link>
        <guid>https://commercial.mv/sme-digital-wraps-up-three-day-fuvahmulah-visit-engaging-over-100-entrepreneurs-and-local-authorities</guid>
        <description><![CDATA[ SME Digital concluded a three-day Fuvahmulah engagement visit from 25 to 27 April, engaging over 100 entrepreneurs and meeting with the City Council and Women&#039;s Development Committee. The visit raised awareness of the Islamic Micro-Financing Scheme under MISFI and included field visits to assess previously financed businesses. ]]></description>
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        <pubDate>Tue, 28 Apr 2026 18:25:17 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>SME Digital Fuvahmulah visit, SME Digital community engagement, Badhurudheen Hassan SME Digital, Bank of Maldives Islamic Fuvahmulah, Business Center Corporation Fuvahmulah, Islamic Micro-Financing Scheme Maldives, MISFI Fuvahmulah, Fuvahmulah City Council SME Digital, Mohamed Fikury Deputy Mayor, Women&#039;s Development Committee Fuvahmulah, Hassan Kalaam Bank of Maldives, Ibrahim Waheed Mohamed Business Center, SME Digital women entrepreneurs, SME Digital April 2026, Maldives SME engagement Fuvahm</media:keywords>
    </item>
    <item>
        <title>SME Digital Launches Shari&amp;apos;ah&amp;Compliant Working Capital Financing in Kulhudhuffushi City, Offering Up to MVR 2,000,000</title>
        <link>https://commercial.mv/sme-digital-launches-shariah-compliant-working-capital-financing-in-kulhudhuffushi-city-offering-up-to-mvr-2000000</link>
        <guid>https://commercial.mv/sme-digital-launches-shariah-compliant-working-capital-financing-in-kulhudhuffushi-city-offering-up-to-mvr-2000000</guid>
        <description><![CDATA[ SME Digital has launched Working Capital Financing in Kulhudhuffushi City, offering up to MVR 2,000,000 with collateral-free financing up to MVR 1,000,000 and a 5-year repayment tenure. The Shari&#039;ah-compliant facility supports SMEs managing short-term cash flow needs, available to businesses operating for at least 6 months. ]]></description>
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        <pubDate>Sun, 29 Mar 2026 18:20:16 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>SME Digital Working Capital Financing, SME Digital Kulhudhuffushi launch, Working Capital Financing MVR 2000000, SME Digital Shariah compliant financing, Badhurudheen Hassan SME Digital, SME Digital collateral free financing, SME Digital cash flow financing, Kulhudhuffushi City SME launch, SME Digital 5 year tenure, SME Digital grace period, Maldives SME working capital, SME Digital Sales Engagement event, SME Digital Saturday Market, SME Digital community visit March 2026, Maldives business fin</media:keywords>
    </item>
    <item>
        <title>SME Digital Heads to Kulhudhuffushi City From 27 to 29 March to Strengthen SME Engagement and Launch Working Capital Financing</title>
        <link>https://commercial.mv/sme-digital-heads-to-kulhudhuffushi-city-from-27-to-29-march-to-strengthen-sme-engagement-and-launch-working-capital-financing</link>
        <guid>https://commercial.mv/sme-digital-heads-to-kulhudhuffushi-city-from-27-to-29-march-to-strengthen-sme-engagement-and-launch-working-capital-financing</guid>
        <description><![CDATA[ SME Digital visits Kulhudhuffushi City from 27 to 29 March 2026, hosting a Sales Engagement Event, a Saturday Market visit, and launching its new Working Capital Financing product to support SME growth, women entrepreneurs, and short-term business financial needs. ]]></description>
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        <pubDate>Wed, 25 Mar 2026 18:11:27 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>SME Digital visits Kulhudhuffushi City from 27 to 29 March 2026, hosting a Sales Engagement Event, a Saturday Market visit, and launching its new Working Capital Financing product to support SME growth, women entrepreneurs, and short-term business financial needs.</media:keywords>
    </item>
    <item>
        <title>SME Digital Opens Islamic Micro Financing Applications Under MISFI, Offering Up to MVR 100,000 at the Maldives&amp;apos; Lowest Rate of 2.5%</title>
        <link>https://commercial.mv/sme-digital-opens-islamic-micro-financing-applications-under-misfi-offering-up-to-mvr-100000-at-the-maldives-lowest-rate-of-25</link>
        <guid>https://commercial.mv/sme-digital-opens-islamic-micro-financing-applications-under-misfi-offering-up-to-mvr-100000-at-the-maldives-lowest-rate-of-25</guid>
        <description><![CDATA[ SME Digital has opened applications for Islamic Micro Financing under MISFI, offering up to MVR 100,000 at the Maldives&#039; lowest rate of 2.5% with zero application fees. Targeted at first-time borrowers and underserved micro, small, and start-up businesses, applications are open at www.smedigital.mv. ]]></description>
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        <pubDate>Thu, 15 Jan 2026 18:05:02 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>SME Digital Islamic Micro Financing, MISFI Maldives, Maldives Islamic Social Financing Initiative, Bank of Maldives Islamic Micro Financing, SME Digital MVR 100000, lowest financing rate Maldives 2.5%, Islamic micro financing eligibility, Badhurudheen Hassan SME Digital, financial inclusion Maldives, micro small business financing Maldives, start-up financing Maldives, SME Portal smedigital.mv, zero application fee financing, Islamic banking Maldives SME, home-based business financing Maldives</media:keywords>
    </item>
    <item>
        <title>Civil Court Introduces MVR 2,500 Mortgage Agreement Registration Fee, Effective 1 January 2026</title>
        <link>https://commercial.mv/civil-court-introduces-mvr-2500-mortgage-agreement-registration-fee-effective-1-january-2026</link>
        <guid>https://commercial.mv/civil-court-introduces-mvr-2500-mortgage-agreement-registration-fee-effective-1-january-2026</guid>
        <description><![CDATA[ The Civil Court has introduced a non-refundable MVR 2,500 mortgage agreement registration fee, effective 1 January 2026, payable via Bandeyri Pay. Customers must complete payment before scheduling, and missed appointments require repayment to reschedule. This applies to all SME Digital secured financing customers. ]]></description>
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        <pubDate>Mon, 05 Jan 2026 17:57:34 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>Civil Court mortgage registration fee, Maldives mortgage agreement fee, Bandeyri Pay mortgage registration, Civil Court MVR 2500 fee, mortgage registration Maldives 2026, SME Digital mortgage fee, secured financing Maldives, Civil Court payment system, mortgage agreement signing Maldives, non-refundable registration fee, Maldives Civil Court 2026, mortgage scheduling Maldives, Bandeyri Pay government payment, SME Digital secured financing, mortgage fee Maldives</media:keywords>
    </item>
    <item>
        <title>President Muizzu Affirms MSMEs as Vital Engines of Sustainable Economic Growth</title>
        <link>https://commercial.mv/president-muizzu-affirms-msmes-as-vital-engines-of-sustainable-economic-growth</link>
        <guid>https://commercial.mv/president-muizzu-affirms-msmes-as-vital-engines-of-sustainable-economic-growth</guid>
        <description><![CDATA[ President Mohamed Muizzu highlights MSMEs as vital contributors to Maldives’ economic transformation, announcing continued support through financing schemes, market access initiatives, and innovation-driven strategies to promote sustainable growth. ]]></description>
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        <pubDate>Fri, 27 Jun 2025 00:34:03 +0500</pubDate>
        <dc:creator>simbe000</dc:creator>
        <media:keywords>President Mohamed Muizzu, Maldives MSMEs, Micro Small and Medium Enterprises Maldives, International MSMEs Day, Maldives economy, sustainable economic growth, economic diversification Maldives, Maldives Expo 2025, SME financing Maldives, startup loans Maldives, women entrepreneurs Maldives, Creative Economic Strategy Maldives, entrepreneurship Maldives, business development Maldives, financial inclusion Maldives, local businesses Maldives, island economy Maldives, MSME support programs, innovati</media:keywords>
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